Travel Insurance

Simple & flexible

VirtualTourist members trust
World Nomads Travel Insurance.

Why should I buy travel insurance?

Accident and Medical Expenses

If your current health insurance doesn’t cover you while abroad, you should consider getting international travel insurance just in case something should go wrong.

Emergency Evacuation

Emergency evacuations can cost anywhere between $20,000 and $60,000 USD. Without travel insurance, you are up for these costs yourself. Having travel insurance can protect you if you need to be evacuated due to a medical emergency.

Trip Cancellation, Interruption or Delay

If you need to cancel your trip or cut it short due to a defined event, any pre-paid travel and accommodation expenses can be reimbursed if you have travel insurance. If your trip is delayed due to a covered event under a policy, any additional expenses incurred may also be covered under a travel insurance policy.

Baggage and Personal Items

Travel insurance also protects your luggage and personal items such as cameras, laptops, passport and wallet. If your luggage or other personal items are lost, stolen or damaged during the trip, you can make a claim under a travel insurance policy for reimbursement of the expenses to replace these items. Some travel insurance policies will also cover emergency cash.

Accidental Death and Dismemberment

No one likes to think the worst when they go travelling, but things can go wrong. If you have travel insurance, you can receive a benefit amount for the loss of life or limb as a result of an accidental injury during the trip.

When should I
buy travel insurance?

  • Any time you are leaving your country of residence, it's a good idea to have travel insurance.
  • If you’re planning to do any adventure sports or activities on your trip like hang gliding, scuba diving, zip lining and more, you’ll want to make sure you’re covered.
  • If you’re vacation/holiday is a big-ticket purchase, you’ll want to insure your trip just in case something goes wrong.
  • If you like to have peace of mind, travel insurance is for you.
  • If you’re planning to be away for a while and visit a lot of different places, you should get coverage. You never know where something can go wrong.
  • If you’re going on a cruise or a packaged tour, travel insurance can protect you if you miss your trip.

When can I skip buying travel insurance?

You may only be going on a short trip or only paying a small amount of money to take a holiday but things can still go wrong. Having travel insurance in place gives you the peace of mind that if something does happen, you’re covered. If you have credit card insurance or your health insurance covers you, make sure you read the policy wording to ensure you are covered for everything you need.

VirtualTourist members love
World Nomads Travel Insurance

Top 20 things VirtualTourist members worry about going wrong on an international trip

  1. Food poisoning
  2. Terrorist attack
  3. Weather snow/rain/flood
  4. Trip and break your arm
  5. Car/taxi accident
  6. The bends or decompression sickness
  1. Illness or injury
  2. War or regional conflict
  3. Ebola or bird flu pandemic
  4. Animal or insect bite
  5. Broken leg
  6. Kidnapping
  7. Flight cancellation
  1. Pickpockets or theft
  2. Delayed flight
  3. Late train
  4. Union strike
  5. Tornado
  6. Volcano eruption
  7. Lost ticket

What VirtualTourist members are saying about international travel insurance

Check out VirtualTourist members travel insurance tips

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Read what VirtualTourist members are asking about travel insurance

I am curious how many of our travelers buy travel insurance? If you do, why? If you don't, why? Would love to hear from you!

Travel Insurance for trip from USA to Mexico. Yes or no? What do you do and why?

Hi folks.. We will be traveling to India and want to get travel insurance. We've checked out a couple of the search sites, but wanted to know what others select when traveling. For European trips, we've used Allianz, but have never needed to file a claim. Any suggestions?

Get a quote today *Member quotes are traveler testimonials and not intended to denote any factual specifics of the plans and coverage provided by World Nomads. Like with any insurance policy, you should read the policy terms and conditions to ensure that it is right for your needs.