How Much Cash Should You Bring on a Cruise

How Much Cash Should You Bring on a Cruise?

Going on a cruise is an exciting and enjoyable experience for many travelers. However, one question that often arises is how much cash should you bring on a cruise? While the answer may vary depending on personal preferences and the cruise line’s policies, there are several factors to consider when determining the appropriate amount of cash to bring.

1. What expenses should I plan for?
On a cruise, you’ll typically need cash for gratuities, transportation to and from the ship, shopping at ports, drinks and dining outside of included options, optional excursions, and any other personal expenses.

2. Is it necessary to bring cash?
Although most cruise ships are cashless environments, it is still advisable to have some cash on hand for small purchases or in case of emergencies. Many ports of call may not accept credit cards, and it’s always good to have a backup.

3. What is the recommended amount of cash to bring?
A general guideline is to bring around $100 to $200 per person per day for expenses not included in the cruise fare. However, this amount can vary depending on your spending habits and the length of the cruise.

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4. Can I use my credit or debit card onboard?
Yes, most cruise ships allow you to use your credit or debit card to make onboard purchases. However, it’s essential to check with your cruise line beforehand to ensure they accept your specific card.

5. Are there ATMs on the ship?
Most cruise ships have ATMs onboard, but be aware that they often charge hefty fees for cash withdrawals. It’s advisable to have some cash with you before boarding to avoid excessive charges.

6. Can I exchange currency onboard?
Some cruise ships offer currency exchange services onboard, but the exchange rates may not be favorable. It’s generally recommended to exchange currency before boarding or at ports of call.

7. Are there any fees for using cash onboard?
Cruise lines typically don’t charge fees for using cash onboard. However, keep in mind that if you lose your cash, it’s gone, whereas if you misplace a credit card, you can easily cancel it.

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8. How can I keep my cash safe onboard?
It’s crucial to store your cash securely in your cabin’s safe or use the ship’s safe deposit box service. Avoid carrying large sums of cash with you when exploring ports of call.

9. Should I bring small bills or larger denominations?
Having a mix of small bills and larger denominations is advisable. Small bills are useful for tipping or making small purchases, while larger bills can be used for excursions or larger expenses.

10. What currency should I bring for ports of call?
Research the countries you’ll be visiting during your cruise and bring some local currency if necessary. However, keep in mind that US dollars are widely accepted in many tourist areas.

11. Can I use traveler’s checks?
Traveler’s checks are becoming less common, and many places no longer accept them. It’s better to rely on cash or credit cards for your onboard and port expenses.

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12. What about gratuities?
Most cruise lines include gratuities in the overall fare or add them to your onboard account. However, it’s always nice to have extra cash on hand for additional tips if desired.

13. What if I run out of cash?
If you run out of cash, you can typically withdraw more from the ship’s ATM or exchange currency at the ports of call. However, be mindful of the associated fees and exchange rates.

In conclusion, the amount of cash you should bring on a cruise depends on your spending habits, the length of the cruise, and the ports of call you’ll be visiting. Having a mix of cash and credit cards is advisable, and it’s essential to keep your money secure while onboard. By planning ahead and considering these factors, you can ensure a stress-free and enjoyable cruising experience.